Thursday, May 14, 2015

Uncle Tay and his basic Medishield

It was a very fruitful week indeed. Been busy with house visiting, artistes event at Bugis Junction, helping to raise funds for an animal shelter with over 700 animals, and planning out events and schedule for my artistes.

Over one of the weekdays, we have visited Uncle Tay in Hougang. Uncle Tay family consist of 5 members, have to squeeze in a very small 2 room rental flat, with very old bed and mattress which I feel it will post health problems to them if they continue using it for long. Initially, both Uncle Tay and her wife Jennifer are working. However in November last year, Jennifer, after finishing her work one night, she encountered a robbery while walking home, and all her cash in her wallet was stolen by the unknown men, to the extent that she even had to be hospitalised for several days. 

Now Uncle Tay is the sole breadwinner of the family, having to survive daily through his cleaner job. After hearing his situation, I immediately ask him about the hospital bills and whether are they covered by insurance because the cost of medical fees is very expensive. Luckily they are covered by basic Medishield, but they have to pay quite a bit from their own pockets. 

He then proceeded to show me a letter from a insurance company as he doesn’t know how to read them. Fortunately, with my experience as a insurance agent, I was able to explain the terms in the letter. It was due to his inability to fork out any more money for his accident policy that the policy has lapsed. 

I wanted to buy a accident policy for them as I’m afraid that in the event of the demise of Uncle Tay, how is their family going to continue living with the debts and lack of finance? I hope that through my efforts and Project Awareness, we will be able to give them a better life and bring them out of the darkness.

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